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What Are The Typical Transactions In A Rent To Home Contract?
Firstly, the buyer has to furnish us with an application, which can be filled online and emailed, mailed or faxed to us. Then our experts verify all income and employment furnished by the buyer in 24 hours. After this, according to the income, credit history and funds our experts suggest appropriate programs. There are two preparation programs namely Signature Selection and Home Select. Signature Selection Program helps improve credit score and remove false aspects from the credit report while the Home Select Program helps buyers with better credit and down payment to speed up the home ownership process. The home ownership is expedited to just 12 or 24 months.

What Does Rent To Credit Mean?
A percentage of the monthly rental is credited towards the funds for purchase of the home. As per our Rent to Home program, a specific amount of the monthly rent is credited towards the home purchase.

How Can I Benefit From The Rent To Home Program?
If you are credit challenged and want to purchase a home of your own then the Rent to Home program is best suited for you. Through systematized payments on a monthly basis, you can accumulate sufficient funds towards down payment required for purchase of the home. In this manner, you get sufficient time to look around for homes to your liking, rebuild you credit, improve your credit score and also sell any other home you own currently. In addition, if you are paying rent currently, then you can channel the funds towards buying your own home instead of making your landlord rich.

What If I Do Not Want To Purchase The Home At The End Of The Tenure?
You always have the option of not purchasing the home once the tenure ends. However, please note that the initial down payment made is non-refundable and hence you will not be able to claim it, should you decide not to buy the house. Our experts work very hard to ensure a successful home purchase for our buyers and hence we encourage you to purchase the house once the tenure ends.

Can I Improve My Credit Score During The Tenure?
Our Rent to Home program helps you systematically improve your credit score and rating through a series of credit monitoring measures. Our Signature Preparation Program helps you to improve the credit score as well as remove false aspects in the report. In this manner, at the end of the tenure your credit score improves dramatically and a successful home purchase is facilitated.

Will I Get Back The Monthly Option If I Do Not Want To Purchase The Home?
If you decide not to purchase the home after the end of the tenure, you will receive 80% of the monthly options paid by you. However, the initial down payment you made will not be refunded.

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